A short sale or short payoff is when your lender or lenders accept a discounted payoff on an existing mortgage and agree to allow $0 in closing for the homeowner to avoid the cost of a foreclosure. In other words, when a homeowner finds themselves in a situation where the market value of their home is not enough to cover the principal balances, late fees, attorneys fees and closing costs, and their loan is in default,a short sale allows them to sell their property to avoid a foreclosure for themselves and the lender.

When considering this type of transaction, it is critical that the REALTOR@ that you work with has experience in this area. It is not a typical transaction. There are credentials that are particularly helpful for these listings. They are:

• CRS which stands for Council of Residential Specialist-This is the highest designation awarded to sales associates in the residential field
• GRI which stands for Graduate, REALTOR@ Institute-This represents 92 hours of live course instruction in various areas of real estate
• CDPE which stands for Certified Distressed Property Expert-Has a thorough understanding of complex issues in today's turbulent real estate industry & knowledge of foreclosure avoidance options available to homeowners.

Candace has all 3 of these designations! She is educated to be your advocate in what could be a risky transaction if undertaken with the wrong guidance.

Candace Kunkel and her team have been #1 in sales since 2002 in Butler County, Kansas. RE/MAX is #1 in the world. This combination makes selling easy throughout the Wichita area also. We would like the opportunity to work for you.

Mission Statement: To be Superior in the Real Estate industry by Providing Exceptional service, while always Working with Integrity and Ensuring that our clients have a positive Real Estate experience.

Specializing in the following areas:
Butler County, including the cities of Augusta, Andover, Benton, Towanda, Leon,
El Dorado, Douglass and Rose Hill.

Sedgwick County, including the cities of Wichita, Bel Aire, Valley Center, Park City, Kechi, Mulvane, Derby, and Haysville.
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